amounts up to €20,000 with a maximum term of no greater than 5 years. The Interest on these loan is 12.6% charged on the reducing loan balance, which means the the quicker to repay the loan the less interest you pay. Term and conditions include having a savings record, proof of income and expenditure and agree to a credit rating check.
Borrow the value of your savings at 5.5% interest. This product allows you to hold on to your savings and use our money instead. Term and conditions are limited.
2 FOR 1 LOANS
This loan is an extension of above where you can borrow twice your savings at 8.2% interest. You must have a minimum of €2,500 in savings to qualify for this loan. The maximum and term is the same at with Personal loans as are the terms and conditions.
HASSLE FREE LOANS
Amount from €100 to €1500, this loan product is for people who need a little spare cash without the drama of going through the process of providing proof of expenditure. They do have to provide proof you have an income and agree to a credit rating check because it is illegal to lend to a person with existing debts in arrears.