Kiltimagh Credit Union
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Need a new car?

WE’RE HERE FOR YOU

How do I apply for a Loan?

I STILL HAVE
QUESTIONS!
WHAT DO I DO?
WHO CAN I TALK TO?
TEL: 094 9381848
E: MANAGER@KILTIMAGHCU.IE
SEND AN ENQUIRY
SEND AN ENQUIRY

COVID19

WE HAVE REDUCED OUR OPENING HOURS AS BELOW.  WE ARE SORRY ABOUT THIS BUT, WITH THE CLOSURE OF BANK OF IRELAND  AND FOOTFALL INCREASING AS A RESULT, WE ARE TRYING TO LIMIT THE EXPOSURE OF OUR OFFICE AND OUR STAFF TO CONTMINATION FROM THE COVID 19 SO THAT WE CAN CONTINUE TO PROVIDE A SERVICE TO OUR MEMBERS.

PLEASE USE THE OFFICE FOR ESSENTIAL SERVICES ONLY SUCH AS LOAN PAYMENTS AND SHARE WITHDRAWALS.   

 

RESTRICTED OPENING HOURS 

TUESDAY          10.00am     2.00pm

WEDNESDAY    CLOSED

THURSDAY      10.00am    1.00pm

FRIDAY             10.00am    2.00pm

SATURDAY      CLOSED

THE KILKELLY OFFICE WILL BE CLOSED UNTIL FURTHER NOTICE…

094 9381848

Kiltimagh District Credit Union is delighted to announce a new online banking feature, allowing members to access their accounts securely through the web
ONLINE BANKING
HOME IMPROVEMENT LOANS AT 8.5%
Now is the time for that project you have been putting on the long finger!

Terms and conditions do apply – you must provide us with a quote or invoice for a portion of the work being carried. Loans applied for at this rate must be in excess of €2,500.

KCU are regulated by the Central Bank of Ireland.

Or you can email us at manager@kiltimaghcu.ie or call 094 9381 848.

Deposit Guarantee Scheme – Information Sheet

The Central Bank of Ireland request that all financial institutions make information, on the cover available under the Deposit Guarantee Scheme, available to all account holders. Below is an information letter, if you have any queries please contact us at the address or phone number provided on the letter.

DEPOSITOR INFORMATION
I STILL HAVE
QUESTIONS!
WHAT DO I DO?
WHO CAN I TALK TO?
TEL: 094 9381848
E: MANAGER@KILTIMAGHCU.IE
SEND AN ENQUIRY
SEND AN ENQUIRY

WHAT IS SO DIFFERENT ABOUT A
CREDIT UNION LOAN?

Before taking out a loan of any kind, it’s worth taking the time to understand how lending works.
That way you can compare the benefits and be aware of the risks. 
Here are some of things that make a credit union loan different:

Hidden Fees

Hidden Fees

There are no hidden fees or transaction charges.
Interest Rates

Interest Rates

Credit union interest rates are fair and reasonable and capped by law.
Repayments

Repayments

Repayments are calculated on your reducing balance, so you pay less interest with each repayment
Loans

Loans

Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
Insured

Insured

Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
No Penalties

No Penalties

You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
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