Why borrow with us?
Free Loan Insurance
Peace of mind at no extra cost! Terms and conditions apply.
No penalties for early repayment
Unlike some of the banks, we won’t charge you anything if you pay back your loan early !
Flexible repayments
If your circumstances change, we can change too. Just talk to us and let us know.
How much do you want to borrow?
Check out our loan calculator to see how much you want to borrow and what your repayments would be.
Apply online or drop into us.
You can apply online right now or call into any of our branches to begin the process. You’ll also need to provide some documents.
Loan Approval.
Our lending team will assess your loan and give you a decision within 24 hours.
It is not possible to re-finance an existing First Choice Credit Union personal loan to a new loan product at a lower rate.
Loans are subject to approval. Terms & Conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.