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WELCOME TO THE SITE OF KILTIMAGH CREDIT UNION
HOME IMPROVEMENT LOANS AT 8.5%  –                                     
NOW IS THE TIME FOR THAT FACE LIFT

                            CONTACT US ON 094 81818 OR EMAIL  manager@kiltimaghcu.ie

T&C require that you can prove that the loan is for the purpose intended – builders estimate or quote from a Hardware Store (need not be for the full amount of the loan).

Example:  €10,000 
Over a 5 year Term
Repay €48.89 per week
Total Interest €2,109  – (Less than €425 per year)
Repay early to save interest – Life Insurance Free – No Admin, setup of transaction fees.

(Minimum loan €2,500)

Terms and conditions do apply, KCU is regulated by the Central Bank of Ireland

If you want to transfer money from you credit union account to the bank using CU247 please click on the document below and follow the steps.

How to Transfer money from your Credit Union Account to your Bank Account using CU247

Or you can email us at  manager@kiltimaghcu.ie  or call 094 9381848.

T&C require that you can prove that the loan is for the purpose intended – builders estimate or quote from a Hardware Store (need not be for the full amount of the loan).

Deposit Guarantee Scheme – Information Sheet

The Central Bank of Ireland request that all financial institutions  make information, on the cover available under the Deposit Guarantee Scheme, available to all account holders. Below is an information letter, if you have any queries please contact us at the address or phone number provided on the letter.

Depositor Information Notification Letter

What is so different about a credit union Loan?

Before taking out a loan of any kind, it’s worth taking the tim11111169_968287096525141_2687823970410358459_ne to understand how lending works.

That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:

  • There are no hidden fees or transaction charges.
  • Credit union interest rates are fair and reasonable and capped by law.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Once you are eligible for a credit union loan, repayment terms can be designed around your needs.
  • Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!